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How Can american express advance cash Help
american express advance cash is a website which helps people in need of fast money helping them to survive until pay day when they will have to pay back any monies they have borrowed with interest.
The idea is that you can get some fast money deposited into your bank when you need it the most. All you have to do is to fill out a few online details and, upon approval the money will be deposited into your bank account almost instantaneously.
Whilst this may sound the perfect solution to help you survive until pay day there are definitely a few things to think about before getting involved in any type of payday loan - whether you use american express advance cash or some other company or website.
In order to receive a loan from the website you will need to complete a few personal details. Here's an example of the usual criteria you will need:
* To be employed and at your current job for a minimum of 90 days
* To be at least 18 years of age and a permanent resident or citizen of the USA
* To have an income of at least $1000 per month (after tax)
* To have a valid checking bank account in your own personal name
* To have a valid email address
* Work and home telephone numbers
Money may be available quickly and available for people who even have a relatively poor credit history - but it comes at a price. Interest rates are high and if you don't pay off the borrowings by the pre-agreed date they can get even higher.
Although many people are aware of the danger signs involved when taking this type of fast cash until pay day, there are still thousands of Americans who take advantage of the opportunity every month. People find themselves short of cash for many different reasons. Why is there always so much month left when the money has run out?
Some people take out this type of loan because of unexpected expenses - car trouble, problems with property, illness and other unexpected expenses which make it impossible to survive until pay day. Unfortunately some people find themselves caught in an ever decreasing circle - simply unable to survive on the amount of money they earn each month.
In these instants it is important for them to realize that they are sliding down a slippery slope. If you need to take out a payday loan at an earlier date each month then you soon start to run out of month. It is also important to remember that you will pay a substantial interest rate on the money you borrow - the details of which should be clearly shown and agreed before any money changes hands.
Payday loans do have their place in society as more and more people find it increasingly difficult to make ends meet but they should not be treated as a permanent solution. By all means you can take advantage of these opportunities in emergency situations but that really should be the end of it.